Do perceptions, expectations, and preferences can contribute to explain health care decisions for means-tested complementary health insurance beneficiaries? (15 avril 2022 – 11h)

Do perceptions, expectations, and preferences can contribute to explain health care decisions for means-tested complementary health insurance beneficiaries? (15 avril 2022 – 11h)

Do perceptions, expectations, and preferences can contribute to explain health care decisions for means-tested complementary health insurance beneficiaries? (15 avril 2022 – 11h)

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Dans le cadre des journées santé du LIRAES, Cécile Gayet, Doctorante à l’Université Paris Dauphine-PSL, LEDa-LEGOS, présentera une étude intitulée : « Do perceptions, expectations, and preferences can contribute to explain health care decisions for means-tested complementary health insurance beneficiaries? », co-écrite avec Brigitte Dormont & Anne-Laure Samson, le vendredi 15 avril 2022 à 11h.


Abstract

In France, poor people can benefit from a free complementary health insurance (Couverture Maladie Universelle Complémentaire, CMU-C). Using a survey eliciting health expectations, income expectations and health preferences (PEPs) on a representative sample of French individuals and linear probability models, we compare PEPs of poor people according to their complementary health insurance status: (a) CMU-C, (b) private insurance and (c) no insurance. Then we examine if PEPs can lead to a better understanding of their health care utilization.
Ceteris paribus, poor people who benefit from means-tested complementary health insurance have similar health perceptions and less favourable income expectations than private insurance holders or individuals without insurance. Their health preferences approximated by their willingness to pay to be in perfect health are also lower. However, health care decisions are mainly associated with financial aspects (current income and insurance coverage, both private or granted by a means-tested program) and these associations are little affected by the consideration of the PEPs. Our empirical results confirm that CMU-C, a free complementary health insurance delivered to poor people, is fulfilling its function to guarantee access to care.

Ce séminaire aura lieu =
en présentiel au LIRAES
Université de Paris
Campus Saint Germain
45 rue des Saints Pères – 75006 PARIS
8ème étage – SCFC3
&
sur Zoom 
Voici le lien pour participer à la réunion en visioconférence : https://u-paris.zoom.us/j/83087531091?pwd=TE96bHRFRGF6SThpODA5bFhkbWwzdz09

Ces séminaires mensuels sont l’occasion pour les chercheurs en économie (de la santé) de présenter leurs travaux de recherche en cours.

La durée de chaque séminaire est d’une heure environ.

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